111 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 111 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,081 sqft · built 2020
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jan 2021)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-007.111`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Basement Area	1,081 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	111 SCHULZE DR
City	TROY
State	MO
Zip	63379-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 OAKLEY PLAT 4
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	OAKLEY PLAT FOUR
Legal Lot Number	11
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 SCHULZE DR, TROY, MO 63379-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Nov 17, 2022	Personal Representative Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Nov 17, 2022	Personal Representative Deed, Transfer
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20211351
Deed Book / Page	2458 / 862
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	111 SCHULZE DR, TROY, MO 63379-2053
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002452/559
Date	Sep 18, 2020
Book Page	2452/559
Instrument	2020010623

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	63699

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 17, 2022
Property Address	111 SCHULZE DR, TROY, MO 63379-2053
Document Number	002485/682
Book / Page	2485 / 682
Map Reference	MB 14 PG 310
Instrument Date	Nov 10, 2022
Instrument	2022011464
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SCHULZE DR, TROY, MO 63379-2053
Investor	Possibly a Property Investor

Mortgage

Document Number	2022011466
Date	Nov 17, 2022
Instrument	2022011466

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	11.2%
Index	Other
Margin	5
Max Rate	11.2%

November 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 17, 2022
Property Address	111 SCHULZE DR, TROY, MO 63379-2053
Document Number	002485/683
Book / Page	2485 / 683
Map Reference	MB 14 PG 310
Instrument Date	Nov 10, 2022
Instrument	2022011465
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SCHULZE DR, TROY, MO 63379-2053
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 29, 2021
Property Address	111 SCHULZE DR, TROY, MO 63379-2053
Document Number	002458/862
Book / Page	2458 / 862
Map Reference	MB 14 PG 310
Instrument Date	Jan 28, 2021
Instrument	2021001351
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 CRIMSON MEADOWS DR, O FALLON, MO 63366-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SCHULZE DR, TROY, MO 63379-2053

Mortgage

Document Number	2021001352
Date	Jan 29, 2021
Instrument	2021001352

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,753 (-) Land $4,294 Building $27,459
2025	$1,995.00 (+7.32%)	$31,753 (+8.61%) Land $4,294 Building $27,459	$167,120 (+8.61%) Land $22,600 Building $144,520
2023	$1,859.00	$29,235 Land $3,817 Building $25,418	$153,870 Land $20,090 Building $133,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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