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  4. Islamorada
  5. S Hammock Rd

117 S Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 117 S Hammock Rd, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,894 sqft · built 1958
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on Record
Tax Bill$7,424 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jul 2020 Transfer
+ 10 more
Flood ZoneZone AE (high risk)
APN00403220-000000

Property Details

APN / Parcel Number

Primary APN00403220-000000
Alternative APNs
  • 27633700403220000000
  • 1495522

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,894 sqft Living Area
1st Floor Area2,894 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area631 sqft
Deck Area192 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1495522
Street Address117 S HAMMOCK RD
CityISLAMORADA
StateFL
Zip33036-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionNW 1/2 LT 15 AND ALL LTS 16-17 THE HAMMOCK PB3-50 UPPER MATECUMBE KEY OR242-438 OR266-40 OR477-274 OR981-307 OR1186-1372 OR1506-1884 OR1602-697 OR1634-1897C OR3004-1478D/C OR3009-1388ORD OR3032-1029 OR3032-1030 OR3032-1031 OR3032-1033 OR3032-1035 OR3
Legal Range37E
Legal Township63S
Legal Section27
Legal SubdivisionHAMMOCK, THE
Legal Lot Number15-17
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2026
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020
Deed SaleJul 17, 2020
Prior SaleJul 17, 2020
Deed Document Number20202273577
Deed Book / Page3032 / 1049
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515

Mortgage

Document Number0030400595
DateAug 26, 2020
Book Page3040/595
Instrument2279028
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321039
Book / Page003032 / 001039
Instrument DateJul 7, 2020
Instrument2273572
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321045
Book / Page003032 / 001045
Instrument DateJul 7, 2020
Instrument2273575
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321033
Book / Page003032 / 001033
Instrument DateJul 6, 2020
Instrument2273569
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321047
Book / Page003032 / 001047
Instrument DateJul 3, 2020
Instrument2273576
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321035
Book / Page003032 / 001035
Instrument DateJul 2, 2020
Instrument2273570
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321029
Book / Page003032 / 001029
Instrument DateJul 1, 2020
Instrument2273567
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,535.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321031
Book / Page003032 / 001031
Instrument DateJul 1, 2020
Instrument2273568
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321041
Book / Page003032 / 001041
Instrument DateJul 1, 2020
Instrument2273573
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321043
Book / Page003032 / 001043
Instrument DateJul 1, 2020
Instrument2273574
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321037
Book / Page003032 / 001037
Instrument DateJul 1, 2020
Instrument2273571
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address117 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number0030321049
Book / Page003032 / 001049
Instrument DateJun 30, 2020
Instrument2273577
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 305 ISLAMORADA FL 330360305, ISLAMORADA, FL 33036-0305

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$947,524 (-0.28%) Land $558,875 Building $388,649$947,524 (-0.28%) Land $558,875 Building $388,649
2024$7,424.00 (+1.91%)
2023$7,285.00 (+12.41%)$950,144 (+24.95%) Land $586,500 Building $363,644$950,144 (+24.95%) Land $586,500 Building $363,644
2022$6,481.00$760,440 Land $391,000 Building $369,440$760,440 Land $391,000 Building $369,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 122 condo units
Nearby Flood Claims582 (1982–2022)
Claims Outside the SFHA21 of 582
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 197 claims
  • Hurricane Irene, Oct 1999 · 80 claims
  • Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile.

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