129 S Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 129 S Hammock Rd, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 882 sqft · built 1958
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Dec 2025)
Tax Bill	$4,356 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00403250-000000`

Property Details

APN / Parcel Number

Primary APN	`00403250-000000`
Alternative APNs	`27633700403250000000` `1495557`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	882 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1495557
Old Parcel Number	27633700403250000000
Street Address	129 S HAMMOCK RD
City	ISLAMORADA
State	FL
Zip	33036-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 THE HAMMOCK PB3-50 UPPER MATECUMBE OR80-220 OR131-347 OR552-114 OR1914-795/96Q/C OR2066-2328 OR2355-1874 OR2866-313/15
Legal Range	37E
Legal Township	63S
Legal Section	27
Legal Subdivision	HAMMOCK, THE
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2026
Census Tract	970900

Owner

Source: Monroe County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 704, ISLAMORADA, FL 33036-0704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Aug 22, 2017
Deed Document Number	2527151
Deed Book / Page	3360 / 1016
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 30, 2025
Property Address	129 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number	0033601016
Book / Page	3360 / 1016
Map Reference	MB 3 PG 50
Instrument Date	Dec 30, 2025
Instrument	2527151
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 763, ISLAMORADA, FL 33036-0763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 704, ISLAMORADA, FL 33036-0704
Investor	Possibly a Property Investor

Mortgage

Document Number	0033601018
Date	Dec 30, 2025
Instrument	3360/1018

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 22, 2017
Property Address	129 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number	0028700175
Book / Page	002870 / 000175
Instrument Date	Aug 11, 2017
Instrument	2135950
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 763 ISLAMORADA FL 330360763, ISLAMORADA, FL 33036-0763

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 25, 2017
Property Address	129 S HAMMOCK RD, ISLAMORADA, FL 33036-3515
Document Number	0028660313
Book / Page	002866 / 000313
Instrument Date	Jul 25, 2017
Instrument	2132661
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 763 ISLAMORADA FL 330360763, ISLAMORADA, FL 33036-0763

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$488,249 (+1.99%) Land $358,338 Building $129,911	$488,249 (+1.99%) Land $358,338 Building $129,911
2024	$4,356.00 (+2.21%)
2023	$4,262.00 (+13.14%)	$478,743 (+34.84%) Land $376,050 Building $102,693	$478,743 (+34.84%) Land $376,050 Building $102,693
2022	$3,767.00	$355,037 Land $250,700 Building $104,337	$355,037 Land $250,700 Building $104,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	387 units insured incl. 122 condo units
Nearby Flood Claims	582 (1982–2022)
Claims Outside the SFHA	21 of 582
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 197 claims Hurricane Irene, Oct 1999 · 80 claims Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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