104 S Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 104 S Hammock Rd, Islamorada, FL 33036

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2017)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00403070-000000`

Property Details

APN / Parcel Number

Primary APN	`00403070-000000`
Alternative APNs	`27633700403070000000` `1495387`

Exterior

Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	1495387
Street Address	104 S HAMMOCK RD
City	ISLAMORADA
State	FL
Zip	33036-3509
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS
Legal Description	THE HAMMOCK PB3-50 UPPER MATECUMBE LTS 1 AND 2 OR522-628/29 OR981-2045AFF OR1626-1054/56 OR2583-166/68 OR2867-120/21 OR2875-1997
Legal Range	37E
Legal Township	63S
Legal Section	27
Legal Subdivision	HAMMOCK, THE
Legal Lot Number	1,2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2003
Census Tract	970900

Owner

104 S Hammock Rd, residential vacant land, is owned by two individuals who bought it in October 2017.

Source: Monroe County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1528, ISLAMORADA, FL 33036-1528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE
Oct 20, 2017	Warranty Deed, Transfer
Aug 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20172140553
Deed Book / Page	2875 / 1997
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 8, 2026
Property Address	104 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0002550863
Book / Page	3391 / 14
Instrument Date	Jul 8, 2026
Instrument	20262550863
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE

Transaction

Amount	Amount on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1286 COPELAND RD, MAPLE PLAIN, MN 55359-9456

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 20, 2017
Property Address	104 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0028751997
Book / Page	002875 / 001997
Instrument Date	Oct 20, 2017
Instrument	2140553
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transaction

Amount	Amount on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76010 OVERSEAS HWY ISLAMORADA FL 330364000, ISLAMORADA, FL 33036-4000

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 1, 2017
Property Address	104 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0028670120
Book / Page	002867 / 000120
Instrument Date	Jul 31, 2017
Instrument	2133519
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6050 LYTERS LN HARRISBURG PA 171114620, HARRISBURG, PA 17111-4620

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Hammock Rd was $2,824, up 6.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00 (+6.13%)	$334,800 Land $334,800	$334,800 Land $334,800
2024	$2,661.00 (+3.22%)
2023	$2,578.00 (+14.94%)	$334,800 (+31.91%) Land $334,800	$334,800 (+31.91%) Land $334,800
2022	$2,243.00	$253,800 Land $253,800	$253,800 Land $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 S Hammock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	387 units insured incl. 122 condo units
Nearby Flood Claims	582 (1982–2022)
Claims Outside the SFHA	21 of 582
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 197 claims Hurricane Irene, Oct 1999 · 80 claims Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 S Hammock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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