112 S Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 112 S Hammock Rd, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 711 sqft · built 1962
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2017)
Tax Bill	$4,162 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00403100-000000`

Property Details

APN / Parcel Number

Primary APN	`00403100-000000`
Alternative APNs	`27633700403100000000` `1495409`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	711 sqft Living Area
1st Floor Area	711 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	28 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1495409
Street Address	112 S HAMMOCK RD
City	ISLAMORADA
State	FL
Zip	33036-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 4 THE HAMMOCK PB3-50 UPPER MATECUMBE KEY OR6-481/83 OR593-723D/C OR1167-558 OR1631-899 OR1631-907D/C OR1871-494 OR1947-2463 OR2256-417 OR2253-1915/24F/J OR2271-2387 OR2873-1135
Legal Range	37E
Legal Township	63S
Legal Section	27
Legal Subdivision	HAMMOCK, THE
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2003
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Feb 12, 2007 · Amount on Record
Deed Document Number	20172138613
Deed Book / Page	2873 / 1135
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	0022560417
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 3, 2017
Property Address	112 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0028731135
Book / Page	002873 / 001135
Instrument Date	Aug 28, 2017
Instrument	2138613
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	FLORIDA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRONX RD WEST ROXBURY MA 021324027, WEST ROXBURY, MA 02132-4027

Mortgage

Document Number	28731136
Date	Oct 3, 2017
Book Page	002873/001136
Instrument	2138614

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,857 (-0.62%) Land $358,338 Building $126,519	$484,857 (-0.62%) Land $358,338 Building $126,519
2024	$4,162.00 (+1.39%)
2023	$4,105.00 (+13.9%)	$487,870 (+33.91%) Land $376,050 Building $111,820	$487,870 (+33.91%) Land $376,050 Building $111,820
2022	$3,604.00	$364,315 Land $250,700 Building $113,615	$364,315 Land $250,700 Building $113,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	387 units insured incl. 122 condo units
Nearby Flood Claims	582 (1982–2022)
Claims Outside the SFHA	21 of 582
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 197 claims Hurricane Irene, Oct 1999 · 80 claims Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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