117 Prospector Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 117 Prospector Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1984
Lot Size	0.213 acres (9,267 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Aug 2008)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-0550-054-0000`

Property Details

APN / Parcel Number

Primary APN	`223-0550-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,267 sqft (0.213 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Pool Area	17,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 PROSPECTOR CT
City	FOLSOM
State	CA
Zip	95630-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	SCENIC OAKS, LOT 82
Legal Subdivision	SCENIC OAKS
Legal Lot Number	82
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8209

Owner

117 Prospector Ct is owner-occupied and held in a trust since October 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	117 PROSPECTOR CT, FOLSOM, CA 95630-5119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2008 · Amount on File
Deed Sale	Aug 13, 2008 · Amount on File
Prior Sale	May 12, 2000 · Amount on File
Deed Book / Page	20080813 / 1317
Last Transfer Date	Oct 24, 2016
Transfer Doc	0000000667
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	117 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number	2005290449
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	117 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Mortgage

Document Number	2005290449
Date	May 29, 2020
Instrument	2005290449

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 117 Prospector Ct was $4,466 with a homeowner's exemption, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,035 (+2%) Land $262,693 Building $131,342
2025	$4,466.00 (+0.16%) Homeowner's exemption	$386,310 Land $257,543 Building $128,767
2024	$4,459.00 (+2.65%)
2023	$4,344.00 (+0.58%) Homeowner's exemption	$371,312 Land $247,544 Building $123,768
2022	$4,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 117 Prospector Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1986–2014)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Prospector Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20