Sacramento County property record for 128 Prospector Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,702 sqft · built 1986 |
| Lot Size | 0.024 acres (1,051 sqft) |
| Owner | Company Name on Record |
| Last Sale | $537,500 (Mar 2016) |
| Tax Bill | $7,492 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-0550-052-0000 |
| Primary APN | 223-0550-052-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| 2nd Floor Area | 886 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 1,051 sqft (0.024 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 18,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 PROSPECTOR CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | SCENIC OAKS, LOT 80 |
| Legal Subdivision | SCENIC OAKS |
| Legal Lot Number | 80 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 8209 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 PROSPECTOR CT, FOLSOM, CA 95630-5119 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 13, 2021 | Intrafamily Transfer, Transfer |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HM MTG LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ERATES MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2016 · Amount on Record |
| Deed Sale | Mar 23, 2016 · Amount on Record |
| Prior Sale | Feb 14, 2003 · Amount on Record |
| Deed Book / Page | 20160323 / 225 |
| Last Transfer Date | Jul 8, 2021 |
| Transfer Doc | 7130000000912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 128 PROSPECTOR CT, FOLSOM, CA 95630-5119 |
| Document Number | 0000000912 |
| Map Reference | MB 132 PG 2 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 202107130912 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 128 PROSPECTOR CT, FOLSOM, CA 95630-5119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 128 PROSPECTOR CT, FOLSOM, CA 95630-5119 |
| Document Number | 2011031686 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 128 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119 |
| Document Number | 2011031686 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2011031686 |
| Name | STRONG HM MTG LLC |
|---|---|
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 2, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 128 PROSPECTOR CT, FOLSOM, CA 95630-5119 |
| Document Number | 1707060252 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | AMERICAN PREMIER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 128 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119 |
| Document Number | 1707060252 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 1707060252 |
| Name | ERATES MTG |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 5, 2032 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $649,009 (+2%) Land $156,968 Building $492,041 | |
| 2025 | $7,492.00 (+0.12%) | $636,285 (+4.04%) Land $153,891 Building $482,394 |
| 2024 | $7,483.00 (+2.62%) | |
| 2023 | $7,292.00 (+0.52%) | $611,579 Land $147,916 Building $463,663 |
| 2022 | $7,254.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1986–2014) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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