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108 Prospector Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 108 Prospector Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 1984
Lot Size0.184 acres (8,008 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (Aug 2024)
Tax Bill$7,159 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN223-0550-047-0000

Property Details

APN / Parcel Number

Primary APN223-0550-047-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
1st Floor Area1,615 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,008 sqft (0.184 acres)
Garage Area715 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 PROSPECTOR CT
CityFOLSOM
StateCA
Zip95630-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML
Legal DescriptionSCENIC OAKS, LOT 75
Legal SubdivisionSCENIC OAKS
Legal Lot Number75
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1013
Census Tract8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 PROSPECTOR CT, FOLSOM, CA 95630-5119
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleOct 18, 2021 · Amount on Record
Deed Book / Page20240821 / 846
Prior Transfer DateSep 24, 2014
Prior Transfer Doc0000000115
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 18, 2021
Property Address108 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number2021101800713
Map ReferenceMB 132 PG 2
Instrument DateOct 4, 2021
Instrument2021101800713
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address972 PATRICK CIR, FOLSOM, CA 95630-7503

Mortgage

Document Number2021101800714
DateOct 18, 2021
Instrument2021101800714
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 16, 2017
Property Address108 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number0000001068
Book / Page170216 / 001068
Instrument DateJan 25, 2017
Transaction TypeTransfer
Record UpdatedFeb 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address108 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$627,300 (+2%) Land $204,000 Building $423,300
2025$7,159.00 (+0.65%)$615,000 (+5.78%) Land $200,000 Building $415,000
2024$7,113.00 (+2.61%)
2023$6,932.00 (+0.52%)$581,400 Land $153,000 Building $428,400
2022$6,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2014)
Claims Outside the SFHA8 of 11
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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