113 Prospector Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 113 Prospector Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 1984
Lot Size0.214 acres (9,315 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Apr 2002)
Tax Bill$4,556 (2025)
Deeds & MortgagesDec 2019 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN223-0550-055-0000

Property Details

APN / Parcel Number

Primary APN223-0550-055-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
1st Floor Area1,615 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,315 sqft (0.214 acres)
Garage Area669 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address113 PROSPECTOR CT
CityFOLSOM
StateCA
Zip95630-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML
Legal DescriptionSCENIC OAKS, LOT 83
Legal SubdivisionSCENIC OAKS
Legal Lot Number83
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1013
Census Tract8209

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 PROSPECTOR CT, FOLSOM, CA 95630-5119
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST
Apr 5, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
PARAMOUNT RESID'L MTG
Aug 1, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2002 · Amount on Record
Deed SaleApr 5, 2002 · Amount on Record
Deed Book / Page20020405 / 1841
Last Transfer DateJul 31, 2018
Transfer Doc8010000001083
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address113 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number2001160162
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address113 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Mortgage

Document Number2001160162
DateJan 16, 2020
Instrument2001160162
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

April 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateApr 5, 2019
Property Address113 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number1904050562
Instrument DateApr 1, 2019
Instrument1904050562
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address113 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Mortgage

Document Number1904050563
DateApr 5, 2019
Instrument1904050563
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateAug 1, 2018
Property Address113 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number1808011083
Instrument DateJul 31, 2018
Instrument1808011083
Transaction TypeTransfer
Record UpdatedAug 13, 2018

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address113 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$394,741 (+2%) Land $97,931 Building $296,810
2025$4,556.00 (+0.11%)$387,002 (+4.04%) Land $96,011 Building $290,991
2024$4,551.00 (+2.62%)
2023$4,435.00 (+0.52%)$371,977 Land $92,284 Building $279,693
2022$4,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2014)
Claims Outside the SFHA8 of 11
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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