Hardin County property record for 112 Potomac St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 1987 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-274 |
| Primary APN | 180-20-09-274 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Basement Area | 1,932 sqft |
| Finished Basement | 1,932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Patio Area | 212 sqft |
| Heating System | Central |
|---|
| Street Address | 112 POTOMAC ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 274 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 9 |
| Legal Lot Number | 274 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County assessment roll, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Oct 3, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 112 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 2626000183 |
| Book / Page | 2626 / 183 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 2626000183, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 2626/183 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 112 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02458/1447 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 2458/1447 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,061.00 (+47.57%) Homeowner's exemption Additional exemption filed | $158,800 (+40.66%) Land $18,000 Building $140,800 | $158,800 (+40.66%) Land $18,000 Building $140,800 |
| 2023 | $112,900 (-) Land $13,800 Building $99,100 | $112,900 (-) Land $13,800 Building $99,100 | |
| 2022 | $112,900 Land $13,800 Building $99,100 | $112,900 Land $13,800 Building $99,100 | |
| 2021 | $719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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