117 E Beech St, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 117 E Beech St, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	2,252 sqft · built 1989
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Mar 2018)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`406-42-113`

Property Details

APN / Parcel Number

Primary APN	`406-42-113`
Alternative APNs	`4064211308` `406421138`

Interior

Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	2,252 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406421138
Street Address	117 E BEECH ST
City	COTTONWOOD
State	AZ
Zip	86326-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL OF LAND BY M&B BEING 227.1X108X176 CONT .51AC SITUATED IN NW4 SW4 SW4 SEC 34 16 3E AKA PUEBLO GARDENS LOT 6 AP76 549/ 4 69
Legal Range	03E
Legal Township	16
Legal Section	34
Legal Subdivision	PUEBLO GARDEN
Legal Lot Number	6
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	1
Census Block	1001
Census Tract	2001

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 15, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
May 8, 2018	Grant Deed, Transfer YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC
Mar 16, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	201813278
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000023442
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137

Mortgage

Document Number	20210050014
Date	Jul 12, 2021
Instrument	2021-0050014

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Document Number	0000062514
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	117 E BEECH ST COTTONWOOD AZ 863264137, COTTONWOOD, AZ 86326-4137

Mortgage

Document Number	0000062514
Date	Oct 16, 2020
Instrument	62514

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Document Number	0000037733
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	117 E BEECH ST COTTONWOOD AZ 863264137, COTTONWOOD, AZ 86326-4137

Mortgage

Document Number	0000037733
Date	Jul 25, 2019
Instrument	37733

Lender

Name	MR COOPER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Document Number	0000023443
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 E BEECH ST COTTONWOOD AZ 863264137, COTTONWOOD, AZ 86326-4137

Mortgage

Document Number	0000023443
Date	May 8, 2018
Instrument	23443

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	PHOENIX, AZ 85028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 8, 2018
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Document Number	0000023442
Instrument Date	Mar 1, 2018
Instrument	23442
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	117 E BEECH ST COTTONWOOD AZ 863264137, COTTONWOOD, AZ 86326-4137

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 16, 2018
Property Address	117 E BEECH ST, COTTONWOOD, AZ 86326-4137
Document Number	0000013278
Instrument Date	Mar 1, 2018
Instrument	13278
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	YAVAPAI TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	117 E BEECH ST COTTONWOOD AZ 863264137, COTTONWOOD, AZ 86326-4137

Mortgage

Document Number	13279
Date	Mar 16, 2018
Instrument	13279

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	PHOENIX, AZ 85028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Cottonwood City
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$34,431 (-0.8%)	$344,305 (-0.8%) Land $61,973 Building $282,332
2025	$1,385.00 (+6.62%)	$34,707 Land $6,053 Building $28,654	$347,073 Land $60,530 Building $286,543
2022	$1,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER CW1 private · serves 11,288 people · EPA ID AZ0413025
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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