114 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 114 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,636 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Oct 2021)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0416A-260-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-260-000`
Alternative APNs	`0416A260` `13955`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,636 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Unfinished
Garage Area	420 sqft
Porch	Patio
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13955
Street Address	114 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 260 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	260
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE
Sep 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20213467
Deed Book / Page	2735 / 61
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2021
Property Address	114 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	2735/61
Book / Page	2735 / 61
Instrument Date	Oct 18, 2021
Instrument	2021-003467
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002735/0000000063
Date	Oct 20, 2021
Book Page	0000002735/0000000063
Instrument	012810

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 18, 2018
Property Address	114 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002489/143
Book / Page	2489 / 143
Instrument Date	Sep 18, 2018
Instrument	2018-002503
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BROKEN BIT CIR, GUYTON, GA 31312-7140

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,061 (+17.94%) Land $22,800 Building $148,261	$427,652 (+17.94%) Land $57,000 Building $370,652
2025	$3,492.00 (+8.48%) Homeowner's exemption	$145,046 (-2.75%) Land $22,800 Building $122,246	$362,615 (-2.75%) Land $57,000 Building $305,615
2024	$3,219.00 (+28.55%) Homeowner's exemption	$149,146 (+11.29%) Land $22,800 Building $126,346	$372,864 (+11.29%) Land $57,000 Building $315,864
2023	$2,504.00 (-17.06%) Homeowner's exemption	$134,011 (+16.66%) Land $18,800 Building $115,211	$335,028 (+16.66%) Land $47,000 Building $288,028
2022	$3,019.00 Homeowner's exemption	$114,873 Land $18,000 Building $96,873	$287,182 Land $45,000 Building $242,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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