Albemarle County property record for 1166 Rustic Willow Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,895 sqft · built 2002 |
| Lot Size | 0.304 acres (13,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Jan 2009) |
| Tax Bill | $4,812 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046B6-00-0N-01200 |
| Primary APN | 046B6-00-0N-01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,895 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 13,242 sqft (0.304 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1166 RUSTIC WILLOW LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | FOREST LAKES SOUTH N 12 |
| Legal Subdivision | FOREST LAKES SOUTH |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10302 |
Source: Albemarle County records · APN 046B6-00-0N-01200
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1166 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2009 · Amount on Record |
| Deed Sale | Jan 15, 2009 · Amount on Record |
| Deed Document Number | 2009454 |
| Deed Book / Page | 3679 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1166 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500011258 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 202500011258 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1166 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5629/52 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 5629/52 |
| Instrument | 2021-00017829 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,812.00 (+4.68%) | $538,200 (+4.65%) Land $171,500 Building $366,700 | $538,200 (+4.65%) Land $171,500 Building $366,700 |
| 2025 | $4,597.00 (+29.57%) | $514,300 (+23.78%) Land $152,100 Building $362,200 | $514,300 (+23.78%) Land $152,100 Building $362,200 |
| 2023 | $3,548.00 | $415,500 Land $135,700 Building $279,800 | $415,500 Land $135,700 Building $279,800 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 200 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system VA2003053, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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