1159 Rustic Willow Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1159 Rustic Willow Ln, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,299 sqft · built 2002
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on File
Last Sale$356,000 (Jul 2023)
Tax Bill$3,322 (2026)
Deeds & MortgagesJul 2023 Sale
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN046B6-00-0N-020A0

Property Details

APN / Parcel Number

Primary APN046B6-00-0N-020A0
Alternative APN
  • 13553

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,299 sqft Finished Area
Basement Area1,299 sqft
Unfinished Basement1,298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood
Lot Area6,186 sqft (0.142 acres)
View / LotProximity to Airport

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area86 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1159 RUSTIC WILLOW LN
CityCHARLOTTESVILLE
StateVA
Zip22911-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionFOREST LAKES SOUTH N 20A
Legal SubdivisionFOREST LAKES SOUTH
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1002
Census Tract10302

Owner

Source: Albemarle County assessment roll, APN 046B6-00-0N-020A0, as of June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 17, 2020Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITY NAT'L BK/WV
Sep 21, 2017Deed of Trust, Mortgage · Line of Credit
CITY NAT'L BK/WV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleJun 17, 2020 · Amount on Record
Deed Document Number20235811
Record UpdatedSep 20, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJul 10, 2023
Property Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number202300005811
Map ReferenceMB 2187 PG 234
Instrument DateJun 26, 2023
Instrument202300005811
Transaction TypeTransfer
Record UpdatedAug 04, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJun 17, 2020
Property Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number0000007344
Book / Page005335 / 000287
Instrument DateJun 15, 2020
Instrument7344
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyCOURT SQUARE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1159 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number7345
DateJun 17, 2020
Book Page005335/000292
Instrument7345
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number0000011785
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1159 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number0000011785
DateOct 11, 2017
Book Page004969/000695
Instrument11785
Lender
NameCITY NAT'L BK/WV
TypeBank
AddressSTAUNTON, VA 24401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2047

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1159 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number0000011784
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1159 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number0000011784
DateOct 11, 2017
Book Page004969/000682
Instrument11784
Lender
NameCITY NAT'L BK/WV
TypeBank
AddressSTAUNTON, VA 24401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll as of June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,322.00 (-4.4%)$371,600 (+3.34%) Land $99,000 Building $272,600$371,600 (+3.34%) Land $99,000 Building $272,600
2025$3,475.00 (+13.19%)
2023$3,070.00 (+16.2%)$359,600 Land $86,500 Building $273,100$359,600 Land $86,500 Building $273,100
2022$2,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 200 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Ting Fiber
Fiber
1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2003053, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACSA URBAN AREA
serves 77,408 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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