11630 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11630 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 1,400 sqft · built 1974
Lot Size	0.443 acres (19,297 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Jun 2010)
Tax Bill	$162 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-035301`

Property Details

APN / Parcel Number

Primary APN	`03-035301`
Alternative APNs	`3035301` `035301`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,400 sqft Total Area
Basement Area	1,062 sqft
Finished Basement	1,062 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,297 sqft (0.443 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035301
Street Address	11630 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9447
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R
Legal Description	LT 65 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	E
Legal Lot Number	65
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11630 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · VA Mortgage BAY CAPITAL MORTGAGE CORP
Apr 19, 2017	Quit Claim Deed, Transfer BAYVIEW TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2010 · Amount on Record
Deed Sale	Jun 9, 2010 · Amount on Record
Prior Sale	Nov 6, 2002 · Amount on Record
Deed Document Number	20102129
Deed Book / Page	3517 / 39
Last Transfer Date	Apr 9, 2025
Transfer Doc	0067350268
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11630 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BAYVIEW TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11630 RIVERSHORE DR, DUNKIRK, MD 20754-9447

Mortgage

Document Number	0060230134
Date	Jul 15, 2021
Book Page	6023/134

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 19, 2017
Property Address	11630 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Document Number	0049770499
Book / Page	004977 / 000499
Instrument Date	May 13, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	BAYVIEW TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11630 RIVERSHORE DR DUNKIRK MD 207549447, DUNKIRK, MD 20754-9447

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$162.00 (-95.76%) Homeowner's exemption	$406,000 (+10.47%) Land $138,200 Building $267,800	$406,000 (-) Land $138,200 Building $267,800
2023	$3,818.00 Homeowner's exemption	$367,533	$406,000 Land $138,200 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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