11633 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11633 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,300 sqft · built 1974
Lot Size	0.56 acres (24,437 sqft)
Owner	Individual Name on Record
Last Sale	$419,900 (Jun 2018)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-034755`

Property Details

APN / Parcel Number

Primary APN	`03-034755`
Alternative APNs	`3034755` `034755`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Total Area
1st Floor Area	1,300 sqft
Basement Area	1,105 sqft
Finished Basement	1,105 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Split Foyer
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,437 sqft (0.56 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,092 sqft
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	034755
Old Parcel Number	3034755
Street Address	11633 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9448
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R
Legal Description	LT 33 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES CALVERT
Legal Block	E
Legal Lot Number	33
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 28, 2018	Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Apr 14, 2003 · Amount on Record
Deed Document Number	0005213172
Deed Book / Page	5213 / 172
Record Updated	Jun 7, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050700287
Date	Sep 27, 2017
Book Page	5070/287

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054560466
Date	Oct 21, 2019
Book Page	5456/466

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0059450267
Date	Apr 27, 2021
Book Page	5945/267

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 28, 2018
Property Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0052130172
Book / Page	5213 / 172
Map Reference	MB JLB2 PL128
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TRUST TITLE & ESCR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11633 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0005213181
Date	Jun 28, 2018
Instrument	5213/181

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Disabled Person's exemption Veteran's exemption	$415,733	$461,800 Land $144,700 Building $317,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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