11625 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11625 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1976
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Aug 2023)
Tax Bill	$3,961 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-064395`

Property Details

APN / Parcel Number

Primary APN	`03-064395`
Alternative APNs	`3064395` `064395`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Total Area
1st Floor Area	1,508 sqft
Basement Area	1,183 sqft
Finished Basement	1,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	490 sqft
Deck Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	064395
Old Parcel Number	3064395
Street Address	11625 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES/CALVERT SEC 03
Legal Block	E
Legal Lot Number	37
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Aug 11, 2023	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jul 22, 2004 · Amount on Record
Deed Document Number	0006469386
Deed Book / Page	6469 / 386
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0068430198
Date	Jan 16, 2026
Book Page	6843/198

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 11, 2023
Property Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0064690386
Book / Page	6469 / 386
Map Reference	MB JBL 2 PL 128
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0064690392
Date	Aug 11, 2023
Book Page	6469/392

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11625 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0052900075
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11625 RIVERSHORE DR DUNKIRK MD 207549448, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0052900075
Date	Dec 6, 2018
Book Page	005290/000075

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 5, 2058

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,961.00 Homeowner's exemption	$381,267	$420,000 Land $151,900 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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