11627 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11627 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,300 sqft · built 1974
Lot Size	0.658 acres (28,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2020)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-034178`

Property Details

APN / Parcel Number

Primary APN	`03-034178`
Alternative APNs	`3034178` `034178`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,662 sqft (0.658 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034178
Street Address	11627 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALV
Legal Block	E
Legal Lot Number	36
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11627 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage KIM R BOWLING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Jul 24, 1995 · Amount on Record
Deed Book / Page	5677 / 96
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	0056770096
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11627 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	COUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11627 RIVERSHORE DR, DUNKIRK, MD 20754-9448

Mortgage

Document Number	0062200197
Date	Feb 15, 2022
Book Page	6220/197

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 24, 2020
Property Address	11627 RIVERSHORE DR, DUNKIRK, MD 20754-9448
Document Number	0056770096
Book / Page	005677 / 000096
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11627 RIVERSHORE DR DUNKIRK MD 207549448, DUNKIRK, MD 20754-9448

Mortgage

Document Number	56770107
Date	Aug 24, 2020
Book Page	005677/000107

Lender

Name	KIM R BOWLING
Address	11736 JOURNEY DR, OWINGS, MD 20736-9782
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 23, 2023

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+18.34%)	$402,300 (+9.85%) Land $150,100 Building $252,200	$402,300 (-) Land $150,100 Building $252,200
2023	$3,805.00	$366,233	$402,300 Land $150,100 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures