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1163 Rustic Estates Dr, Lakeland, FL 33811 Property Records

Polk County property record for 1163 Rustic Estates Dr, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,831 sqft · built 1999
Lot Size3.37 acres (147,102 sqft)
Owner2 Individual Names on File
Last Sale$299,900 (Jun 2017)
Tax Bill$2,386 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-23-141802-000120

Property Details

APN / Parcel Number

Primary APN23-29-23-141802-000120
Alternative APN
  • 32923000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,831 sqft Living Area
Gross Area4,406 sqft
1st Floor Area2,031 sqft
Upper Floors Area800 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area147,102 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area988 sqft
PorchFlorida Room
Porch Area320 sqft
Shed1 Shed

Location & Zoning

Street Address1163 RUSTIC ESTATES DR
CityLAKELAND
StateFL
Zip33811-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC ESTATES PB 79 PG 29 LOT 12
Legal Range23E
Legal Township29S
Legal Section23
Legal SubdivisionRUSTIC ESTATES
Legal Tract141802
Legal Block1
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1004
Census Tract11912

Owner

Source: Polk County records · APN 23-29-23-141802-000120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1163 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Jun 28, 2017Warranty Deed, Transfer · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleNov 21, 1998 · Amount on Record
Deed Document Number2017123355
Deed Book / Page10189 / 1054
Prior Transfer DateMar 22, 2013
Prior Transfer Doc0000070335
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1163 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316
Document Number0111921688
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1163 RUSTIC ESTATES DR LAKELAND FL 338112316, LAKELAND, FL 33811-2316

Mortgage

Document Number0111921688
DateMar 31, 2020
Book Page011192/001688
Instrument70378
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 28, 2017
Property Address1163 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316
Document Number0101891054
Book / Page010189 / 001054
Instrument DateJun 26, 2017
Instrument123355
Transaction TypeTransfer
Record UpdatedJul 17, 2017
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,099.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9414 WILLOW COVE CT TAMPA FL 336472527, TAMPA, FL 33647-2527

Mortgage

Document Number101891056
DateJun 28, 2017
Book Page010189/001056
Instrument123356
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,386.00 (-13.24%) Homeowner's exemption$224,749 (+5.99%)$527,057 (-2.42%) Land $54,000 Building $473,057
2023$2,750.00 (+3.7%) Homeowner's exemption$212,053 (+3%)$540,123 (+43.26%) Land $52,000 Building $488,123
2022$2,652.00 Homeowner's exemption$205,877$377,027 Land $40,000 Building $337,027

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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