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1130 Rustic Estates Dr, Lakeland, FL 33811 Property Records

Polk County property record for 1130 Rustic Estates Dr, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,610 sqft · built 1986
Lot Size1.25 acres (54,768 sqft)
Owner2 Individual Names on Record
Last Sale$395,700 (Apr 2023)
Tax Bill$3,656 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-29-23-141802-000080

Property Details

APN / Parcel Number

Primary APN23-29-23-141802-000080
Alternative APN
  • 32923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,610 sqft Living Area
Gross Area2,870 sqft
1st Floor Area1,722 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area54,768 sqft
Lot Dimensions284 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchFlorida Room
Porch Area936 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1130 RUSTIC ESTATES DR
CityLAKELAND
StateFL
Zip33811-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC ESTATES PB 79 PG 29 LOTS 8 & 9
Legal Range23E
Legal Township29S
Legal Section23
Legal SubdivisionRUSTIC ESTATES
Legal Tract141802
Legal Block1
Legal Lot Number8,9
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1004
Census Tract11912

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 22, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 10, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Deed Document Number202383466
Deed Book / Page12648 / 1156
Prior Transfer DateFeb 20, 2023
Prior Transfer Doc0000041798
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 12, 2023
Property Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Document Number0000083466
Book / Page12648 / 1156
Map ReferenceMB 79 PG 29
Instrument DateApr 6, 2023
Instrument2023083466
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,769.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address457 BENDER WAY, WESTFIELD, IN 46074-4920

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

Mortgage

Document Number0126481158
DateApr 12, 2023
Instrument12648/1158
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 17, 2053

Mortgage

Document Number0000083468
DateApr 12, 2023
Book Page12648/1176
Instrument2023083468
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 22, 2023
Property Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Document Number0000041798
Book / Page12590 / 20
Map ReferenceMB 79 PG 29
Instrument DateFeb 20, 2023
Instrument2023041798
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 22, 2023
Property Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Document Number0000041799
Book / Page12590 / 22
Map ReferenceMB 79 PG 29
Instrument DateFeb 20, 2023
Instrument2023041799
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJun 10, 2021
Property Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Document Number0000150980
Book / Page11754 / 916
Map ReferenceMB 79 PG 29
Instrument DateJun 7, 2021
Instrument2021150980
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1130 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,089 (+1.25%) Land $81,000 Building $251,089$332,089 (+1.25%) Land $81,000 Building $251,089
2025$3,656.00 (+77.22%) Homeowner's exemption$327,980 (+97.76%) Land $81,000 Building $246,980$327,980 (-23.82%) Land $81,000 Building $246,980
2023$2,063.00 (+0.63%)$165,849 (+3%)$430,559 (+13.73%) Land $78,000 Building $352,559
2022$2,050.00 Homeowner's exemption$161,018$378,594 Land $60,000 Building $318,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2002–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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