Polk County property record for 1127 Rustic Estates Dr, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,576 sqft Living Area |
| Lot Size | 19,680 sqft (0.452 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $141,500 (2017) |
| Tax Bill | $3,254.00 (2025) |
| Primary APN | 23-29-23-141802-000150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 2,070 sqft Gross Area |
| 1st Floor | 1,564 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 19,680 sqft (0.452 acres) |
| Depth X Width | 196 ft x 100 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Pool Area | 392 sqft Pool |
| Shed | 1 Shed |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1127 RUSTIC ESTATES DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUSTIC ESTATES PB 79 PG 29 LOT 15 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 23 |
| Legal Subdivision | RUSTIC ESTATES |
| Legal Tract | 141802 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 11912 |
Source: Polk County records · APN 23-29-23-141802-000150
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1127 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 19, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2017 · Amount on Record |
| Deed Sale | Mar 15, 2017 · Amount on Record |
| Prior Sale | Aug 22, 2007 · Amount on Record |
| Deed Doc Number | 201749690 |
| Deed Book / Page | 10091 / 689 |
| Last Transfer Date | May 14, 2026 |
| Transfer Doc | 0000118591 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 19, 2026 |
| Property Address | 1127 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Document Number | 0000118591 |
| Book / Page | 14002 / 1796 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.118591 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1127 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1127 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000033740 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 13004/2002 |
| Instrument | 2024033740 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1127 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Document Number | 0115131222 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | JACOB TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1127 RUSTIC ESTATES DR LAKELAND FL 338112316, LAKELAND, FL 33811-2316 |
| Document Number | 0115131222 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 011513/001222 |
| Instrument | 281296 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,254.00 (+40.56%) Homeowner's exemption | $291,934 (+62.17%) | $380,996 (+33.05%) Land $54,000 Building $326,996 |
| 2023 | $2,315.00 (+3.39%) Homeowner's exemption | $180,015 (+3%) | $286,352 (+7.78%) Land $52,000 Building $234,352 |
| 2022 | $2,239.00 Homeowner's exemption | $174,772 | $265,673 Land $40,000 Building $225,673 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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