1112 Rustic Estates Dr, Lakeland, FL 33811 Property Records

Polk County property record for 1112 Rustic Estates Dr, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 1990
Lot Size	0.686 acres (29,882 sqft)
Owner	Individual Name on Record
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-29-23-141802-000070`

Property Details

APN / Parcel Number

Primary APN	`23-29-23-141802-000070`
Alternative APN	`32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	29,882 sqft (0.686 acres)
Lot Dimensions	298 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	363 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1112 RUSTIC ESTATES DR
City	LAKELAND
State	FL
Zip	33811-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC ESTATES PB 79 PG 29 LOT 7
Legal Range	23E
Legal Township	29S
Legal Section	23
Legal Subdivision	RUSTIC ESTATES
Legal Tract	141802
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1004
Census Tract	11912

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1112 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2013
Transfer Doc	0000207809
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 18, 2026
Property Address	1112 RUSTIC ESTATES DR, LAKELAND, FL 33811-2355
Document Number	0000146251
Book / Page	14043 / 1259
Instrument Date	Jun 10, 2026
Instrument	2026146251
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 MORTON CT, LAKELAND, FL 33813-2191

Mortgage

Document Number	0000146251,
Date	Jun 18, 2026
Book Page	14043/1259
Instrument	2026146251

Lender

Name	AMC LENDING INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 1, 2028

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,477 (+2.7%)	$311,501 (-4.88%) Land $54,000 Building $257,501
2025	$1,689.00 (-18.33%) Homeowner's exemption	$170,864 (+5.99%)	$327,498 (-3.06%) Land $54,000 Building $273,498
2023	$2,068.00 (+3.56%) Homeowner's exemption	$161,213 (+3%)	$337,829 (+7.06%) Land $52,000 Building $285,829
2022	$1,997.00 Homeowner's exemption	$156,517	$315,542 Land $40,000 Building $275,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2002–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20