1163 Commerce Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 1163 Commerce Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1940
Lot Size	0.122 acres (5,301 sqft)
Owner	Individual Name on File
Last Sale	$401,500 (Nov 2017)
Tax Bill	$13,761 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05012-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-05012-0000-00002`
Alternative APN	`190501200002`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Concrete Block
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1163 COMMERCE AVE
City	UNION
State	NJ
Zip	07083-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH SCHOOL PARK
Legal Block	5012
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	32701

Owner

1163 Commerce Ave is owned and occupied by an individual who bought it in November 2017.

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1163 COMMERCE AVE, UNION, NJ 07083-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	2017293188
Deed Book / Page	6226 / 0234
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 3, 2017
Property Address	1163 COMMERCE AVE, UNION, NJ 07083-5027
Document Number	0062260234
Book / Page	6226 / 0234
Map Reference	MAP112E
Instrument Date	Oct 27, 2017
Instrument	293188
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,229.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 N APPLE ST, 1, LAKEWOOD, NJ 08701-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 COMMERCE AVE, UNION, NJ 07083-5027

Mortgage

Document Number	648699
Date	Nov 3, 2017
Instrument	648699

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1163 Commerce Ave was $13,761, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,000 (-) Land $20,400 Building $38,600	$59,000 (-) Land $20,400 Building $38,600
2025	$13,761.00 (+4.35%)	$59,000 Land $20,400 Building $38,600	$59,000 Land $20,400 Building $38,600
2024	$13,187.00
2023		$59,000 Land $20,400 Building $38,600	$59,000 Land $20,400 Building $38,600
2022	$12,340.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1163 Commerce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1163 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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