1160 Commerce Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 1160 Commerce Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1998
Lot Size	0.071 acres (3,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,300 (Jan 1999)
Tax Bill	$11,242 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-05013-0000-00002-02`

Property Details

APN / Parcel Number

Primary APN	`19-05013-0000-00002-02`
Alternative APN	`19050130000000020002`

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,071 sqft (0.071 acres)
Lot Dimensions	93 ft deep x 33 ft wide

Location & Zoning

Street Address	1160 COMMERCE AVE
City	UNION
State	NJ
Zip	07083-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REVISED FINAL
Legal Block	5013
Legal Lot Number	2.2
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	32701

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1160 COMMERCE AVE, UNION, NJ 07083-5088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 1999 · Amount on Record
Deed Sale	Jan 20, 1999 · Amount on Record
Deed Document Number	199962186
Deed Book / Page	4769 / 275
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1160 COMMERCE AVE, UNION, NJ 07083-5088
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 COMMERCE AVE, UNION, NJ 07083-5088

Mortgage

Document Number	0154162084
Date	Sep 26, 2023
Book Page	15416/2084
Instrument	56686

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,800 (+1.24%) Land $15,000 Building $33,800	$48,800 (+1.24%) Land $15,000 Building $33,800
2025	$11,242.00 (+4.35%)	$48,200 (-) Land $15,000 Building $33,200	$48,200 (-) Land $15,000 Building $33,200
2024	$10,773.00 (+6.86%)
2023		$48,200 Land $15,000 Building $33,200	$48,200 Land $15,000 Building $33,200
2022	$10,081.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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