1162 Commerce Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 1162 Commerce Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1998
Lot Size	0.07 acres (3,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Mar 2018)
Tax Bill	$11,335 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05013-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`19-05013-0000-00003-01`
Alternative APN	`19050130000000030001`

Interior

Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,036 sqft (0.07 acres)
Lot Dimensions	92 ft deep x 33 ft wide

Location & Zoning

Street Address	1162 COMMERCE AVE
City	UNION
State	NJ
Zip	07083-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	UNION
Legal Block	5013
Legal Lot Number	3.1
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	32701

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1162 COMMERCE AVE, UNION, NJ 07083-5088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Mar 6, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Sep 9, 1998 · Amount on Record
Deed Document Number	2018297443
Deed Book / Page	6249 / 799
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1162 COMMERCE AVE, UNION, NJ 07083-5088
Document Number	0148442591
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1162 COMMERCE AVE UNION NJ 070835088, UNION, NJ 07083-5088

Mortgage

Document Number	0148442591
Date	Dec 24, 2020
Book Page	014844/002591
Instrument	706759

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1162 COMMERCE AVE, UNION, NJ 07083-5088
Document Number	0146060359
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1162 COMMERCE AVE UNION NJ 070835088, UNION, NJ 07083-5088

Mortgage

Document Number	0146060359
Date	Oct 16, 2019
Book Page	014606/000359
Instrument	680093

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 6, 2018
Property Address	1162 COMMERCE AVE, UNION, NJ 07083-5088
Document Number	0062490799
Book / Page	006249 / 000799
Instrument Date	Feb 26, 2018
Instrument	297443
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1162 COMMERCE AVE UNION NJ 070835088, UNION, NJ 07083-5088

Mortgage

Document Number	144140269
Date	Mar 6, 2018
Book Page	014414/000269
Instrument	654546

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,600 (-) Land $15,000 Building $33,600	$48,600 (-) Land $15,000 Building $33,600
2025	$11,335.00 (+6.81%) Veteran's exemption	$48,600 (-) Land $15,000 Building $33,600	$48,600 (-) Land $15,000 Building $33,600
2024	$10,612.00 (+7.03%)
2023		$48,600 (-) Land $15,000 Building $33,600	$48,600 (-) Land $15,000 Building $33,600
2022	$9,915.00 Veteran's exemption	$48,600 Land $15,000 Building $33,600	$48,600 Land $15,000 Building $33,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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