1170 Commerce Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 1170 Commerce Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,304 sqft · built 1999
Lot Size	0.067 acres (2,936 sqft)
Owner	Individual Name on File
Last Sale	$316,500 (Oct 2020)
Tax Bill	$9,819 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05013-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`19-05013-0000-00005-01`
Alternative APN	`19050130000000050001`

Interior

Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	2,936 sqft (0.067 acres)
Lot Dimensions	89 ft deep x 33 ft wide

Location & Zoning

Street Address	1170 COMMERCE AVE
City	UNION
State	NJ
Zip	07083-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REVISED FINAL SUB
Legal Block	5013
Legal Lot Number	5.1
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	32701

Owner

1170 Commerce Ave is owned and occupied by an individual who bought it in October 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1170 COMMERCE AVE, UNION, NJ 07083-5088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	2020328703
Deed Book / Page	6384 / 2377
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 5, 2020
Property Address	1170 COMMERCE AVE, UNION, NJ 07083-5088
Document Number	0063842377
Book / Page	006384 / 002377
Instrument Date	Sep 28, 2020
Instrument	328703
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 COMMERCE AVE UNION NJ 070835088, UNION, NJ 07083-5088

Mortgage

Document Number	147812476
Date	Oct 5, 2020
Book Page	014781/002476
Instrument	700262

Lender

Name	RESIDENTIAL HM MTG
Type	Mortgage Company
Address	HAMPTON, NJ 08827

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1170 Commerce Ave was $9,819, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,100 (-) Land $15,000 Building $27,100	$42,100 (-) Land $15,000 Building $27,100
2025	$9,819.00 (+4.36%)	$42,100 Land $15,000 Building $27,100	$42,100 Land $15,000 Building $27,100
2024	$9,409.00
2023		$42,100 Land $15,000 Building $27,100	$42,100 Land $15,000 Building $27,100
2022	$8,805.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1170 Commerce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 Commerce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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