1163 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1163 Cedar Ave, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1950
Lot Size	0.364 acres (15,840 sqft)
Owner	Individual Name on File
Last Sale	$289,500 (Oct 2022)
Tax Bill	$8,362 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-128-004`

Property Details

APN / Parcel Number

Primary APN	`06-12-128-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	15,840 sqft (0.364 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1163 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADD - LOT 7 & SLY 54 FT LOT 8 BLK 6
Legal Subdivision	RIVERSIDE PARK ADD
Legal Block	6
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6004
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-128-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1163 CEDAR AVE, ELGIN, IL 60120-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2022 · Amount on Record
Deed Sale	Oct 05, 2022 · Amount on Record
Prior Sale	Sep 19, 2001 · Amount on Record
Deed Document Number	202249032
Prior Transfer Date	Mar 23, 2001
Prior Transfer Doc	0000037484
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 05, 2022
Property Address	1163 CEDAR AVE, ELGIN, IL 60120-2254
Document Number	0000049032
Instrument Date	Sep 30, 2022
Instrument	2022K049032
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 CEDAR AVE, ELGIN, IL 60120-2254

Mortgage

Document Number	0000049033
Date	Oct 05, 2022
Instrument	2022K049033

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,362.00 (+23.28%) Homeowner's exemption	$117,607 (+8.57%) Land $27,477 Building $90,130	$352,962 (+8.57%) Land $82,464 Building $270,498
2024		$108,324 (+21.39%) Land $25,308 Building $83,016	$325,102 (+21.44%) Land $75,954 Building $249,148
2022	$6,783.00 (+49.7%) Homeowner's exemption	$89,234 (+6.96%) Land $20,848 Building $68,386	$267,702 (+6.96%) Land $62,544 Building $205,158
2021	$4,531.00 Homeowner's exemption	$83,427 Land $19,491 Building $63,936	$250,281 Land $58,473 Building $191,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.