1182 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1182 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,306 sqft · built 1926
Lot Size0.4 acres (17,424 sqft)
Owner2 Company Names on File
Last Sale$333,300 (Jun 2018)
Tax Bill$14,436 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jun 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-01-378-012

Property Details

APN / Parcel Number

Primary APN06-01-378-012

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,306 sqft Living Area
Gross Area4,899 sqft
Basement Area1,593 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions131 ft deep x 163 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1182 CEDAR AVE
CityELGIN
StateIL
Zip60120-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PARK ADDN LOTS 3, 4 & NORTH 31 FT LOT 5 BLOCK 7
Legal SubdivisionRIVERSIDE PARK ADDN
Legal Block7
Legal Lot Number3,4,5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6003
Census Tract850800

Owner

Source: Kane County records · APN 06-01-378-012

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1182 CEDAR AVE, ELGIN, IL 60120-2253
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jun 11, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
FIRST POINT FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2018 · Amount on Record
Deed SaleJun 11, 2018 · Amount on Record
Deed Document Number201827063
Prior Transfer DateJun 28, 2016
Prior Transfer Doc0000037166
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1182 CEDAR AVE, ELGIN, IL 60120-2253
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048375
DateOct 11, 2019
Instrument2019K048375
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJun 11, 2018
Property Address1182 CEDAR AVE, ELGIN, IL 60120-2253
Document Number0000027063
Instrument DateMay 29, 2018
Instrument2018K027063
Transaction TypeForeclosure
Record UpdatedJul 27, 2021
Title CompanyGREATER LLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$333.30
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1182 CEDAR AVE, ELGIN, IL 60120-2253

Mortgage

Document Number0000027064
DateJun 11, 2018
Instrument2018K027064
Lender
NameFIRST POINT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,436.00 (+3.88%)
2024$13,897.00 (+11.58%)$181,663 (+21.39%) Land $38,086 Building $143,577$545,207 (+21.44%) Land $114,304 Building $430,903
2022$12,455.00 (+4.25%) Homeowner's exemption$149,648 (+6.96%) Land $31,374 Building $118,274$448,944 (+6.96%) Land $94,122 Building $354,822
2021$11,947.00 Homeowner's exemption$139,910 Land $29,332 Building $110,578$419,730 Land $87,996 Building $331,734

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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