11622 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11622 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,512 sqft · built 1977
Lot Size	0.747 acres (32,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,600 (Aug 2018)
Tax Bill	$162 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-035328`

Property Details

APN / Parcel Number

Primary APN	`03-035328`
Alternative APNs	`3035328` `035328`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Total Area
Basement Area	1,285 sqft
Finished Basement	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	32,539 sqft (0.747 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	312 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035328
Street Address	11622 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9447
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R
Legal Description	LT 61 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	E
Legal Lot Number	61
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11622 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Aug 31, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Dec 20, 2010 · Amount on Record
Deed Book / Page	5244 / 487
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11622 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11622 RIVERSHORE DR, DUNKIRK, MD 20754-9447

Mortgage

Document Number	0061400018
Date	Nov 12, 2021
Book Page	6140/18

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11622 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Document Number	0055440093
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11622 RIVERSHORE DR DUNKIRK MD 207549447, DUNKIRK, MD 20754-9447

Mortgage

Document Number	0055440093
Date	Mar 10, 2020
Book Page	005544/000093

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 31, 2018
Property Address	11622 RIVERSHORE DR, DUNKIRK, MD 20754-9447
Document Number	0052440487
Book / Page	005244 / 000487
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11622 RIVERSHORE DR DUNKIRK MD 207549447, DUNKIRK, MD 20754-9447

Mortgage

Document Number	52440492
Date	Aug 31, 2018
Book Page	005244/000492

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,267 (+13.68%)	$524,000 (+9.65%) Land $173,600 Building $350,400
2025	$162.00
2023	Disabled Person's exemption Veteran's exemption	$433,900	$477,900 Land $173,600 Building $304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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