1160 Declaration Dr, Elgin, SC 29045 Property Records

Richland County property record for 1160 Declaration Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	1,655 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2021)
Tax Bill	$1,424.00 (2025)

Owner

Source: Richland County records · APN 28803-08-10

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1160 DECLARATION DR, ELGIN, SC 29045-7908
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Doc Number	20215868
Deed Book / Page	2581 / 221
Record Refreshed	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 29, 2021
Property Address	1160 DECLARATION DR, ELGIN, SC 29045-7908
Document Number	2581/0221
Book / Page	002581 / 000221
Instrument Date	Jan 27, 2021
Instrument	5868
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1160 DECLARATION DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2581/1225
Date	Jan 29, 2021
Book Page	002581/001225
Instrument	5869

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00 (+17.59%)	$161,900 (+2,774.64%)	$250,900 (+78.2%) Land $50,400 Building $200,500
2023	$1,211.00 (-5.32%)	$5,632 (+0.04%)	$140,800 (-)
2021	$1,279.00	$5,630	$140,800 Land $30,000 Building $110,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28803-08-10`
Alternative APNs	`R28803-08-10` `02178173`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,655 sqft Heated Area
Gross Area	2,143 sqft Gross Area
1st Floor	1,304 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,970 sqft (0.16 acres)
Garage Area	326 sqft Garage
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02178173
Street Address	1160 DECLARATION DR
City	ELGIN
State	SC
Zip	29045-7908
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 34 42.2X27.5X102.5X59.7X120 #SU PARK @ LIBERTY RIDGE PH 2 #PR RB2478-3402
Legal Subdivision	LIBERTY RIDGE
Legal Lot Number	34,42
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2079
Census Tract	11407