1148 Declaration Dr, Elgin, SC 29045 Property Records

Richland County property record for 1148 Declaration Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,780 sqft Heated Area
Lot Size	5,227 sqft (0.12 acres)
Garage	420 sqft
Last Sale	$275,000 (2025)
Tax Bill	$1,874.00 (2023)

Owner

Source: Richland County records · APN 28803-08-13

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 DELRAY LN, ABSECON, NJ 08201-3003
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Apr 01, 2021 · Amount on Record
Deed Doc Number	202535728
Deed Book / Page	3042 / 3792
Record Refreshed	Sep 20, 2026

April 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 01, 2021
Property Address	1148 DECLARATION DR, ELGIN, SC 29045-7908
Document Number	0026042335
Book / Page	2604 / 2335
Map Reference	MB 2478 PG 3402
Instrument Date	Mar 22, 2021
Instrument	2021021091
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	ADVANTAGE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$806.60
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 DECLARATION DR, ELGIN, SC 29045-7908

Mortgage

Document Number	2021021092
Date	Apr 01, 2021
Instrument	2021021092

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,708 (-)	$254,100 (+16.72%) Land $50,400 Building $203,700
2023	$1,874.00 (+2,333.77%)	$8,708 (+2,461.18%)	$217,700 (+2,491.67%)
2021	$77.00	$340	$8,400 Land $8,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28803-08-13`
Alternative APNs	`R28803-08-13` `02178208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,780 sqft Heated Area
Gross Area	2,384 sqft Gross Area
1st Floor	1,152 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Garage Area	420 sqft Garage
Porch Area	184 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02178208
Street Address	1148 DECLARATION DR
City	ELGIN
State	SC
Zip	29045-7908
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 37 45X120X45X120 #SU PARK @ LIBERTY RIDGE PH 2 #PR RB2478-3402
Legal Subdivision	LIBERTY RIDGE
Legal Phase	2
Legal Lot Number	37,45
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2079
Census Tract	11407