Richland County property record for 1145 Declaration Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,631 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | 378 sqft |
| Last Sale | $275,000 (2023) |
| Tax Bill | $2,417.00 (2025) |
Source: Richland County records · APN 28803-07-12
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 30, 2021 | Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Doc Number | 202350607 |
| Deed Book / Page | 2881 / 1237 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 22, 2023 |
| Property Address | 1145 DECLARATION DR, ELGIN, SC 29045-7908 |
| Document Number | 0028811237 |
| Book / Page | 2881 / 1237 |
| Map Reference | MB 2478 PG 3402 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023050607 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 DECLARATION DR, ELGIN, SC 29045-7908 |
| Document Number | 2023050608 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2023050608 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Number | 0028811261 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 2881/1261 |
| Instrument | 2023050609 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 30, 2021 |
| Property Address | 1145 DECLARATION DR, ELGIN, SC 29045-7908 |
| Document Number | 0026490307 |
| Book / Page | 2649 / 307 |
| Map Reference | MB 2478 PG 3402 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021050822 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $919.45 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 DECLARATION DR, ELGIN, SC 29045-7908 |
| Document Number | 2021050823 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021050823 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 (-72.2%) | $275,000 (+2,668.83%) Land $50,400 Building $224,600 | $275,000 (+10.75%) Land $50,400 Building $224,600 |
| 2023 | $8,694.00 (+717.87%) | $9,932 (+451.78%) | $248,300 (+727.67%) |
| 2021 | $1,063.00 | $1,800 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28803-07-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,631 sqft Heated Area |
| Gross Area | 2,120 sqft Gross Area |
| 1st Floor | 1,375 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 378 sqft Garage |
| Porch Area | 111 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02178057 |
|---|---|
| Street Address | 1145 DECLARATION DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 41 45X159.7X47.9X143.5 #SU PARK @ LIBERTY RIDGE PH 2 #PR RB2478-3402 |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Lot Number | 41,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures