1157 Declaration Dr, Elgin, SC 29045 Property Records

Richland County property record for 1157 Declaration Dr, Elgin, SC 29045 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	1,607 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$267,000 (2023)
Tax Bill	$1,695.00 (2023)

Owner

Source: Richland County records · APN 28803-07-15

Assessment roll updated September 13, 2023 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1157 DECLARATION DR, ELGIN, SC 29045-7908
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Dec 27, 2020 · Amount on Record
Deed Doc Number	2023050281
Deed Book / Page	2880 / 3047
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 20, 2023
Property Address	1157 DECLARATION DR, ELGIN, SC 29045-7908
Document Number	0028803047
Book / Page	2880 / 3047
Map Reference	MB 2478 PG 3402
Instrument Date	Nov 12, 2023
Instrument	2023050281
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$694.20
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 DECLARATION DR, ELGIN, SC 29045-7908

Mortgage

Document Number	2023050282
Date	Nov 20, 2023
Instrument	2023050282

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated September 13, 2023 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,695.00 (-75.76%)	$7,884 (-33.36%)	$197,100 (-)
2021	$6,992.00	$11,830	$197,100 Land $30,000 Building $167,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28803-07-15`
Alternative APNs	`R28803-07-15` `02178084`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,607 sqft Heated Area
Gross Area	2,095 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02178084
Street Address	1157 DECLARATION DR
City	ELGIN
State	SC
Zip	29045-7908
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 44 45X120X45X120 #SU PARK @ LIBERTY RIDGE PH 2 #PR RB2478-3402
Legal Subdivision	LIBERTY RIDGE
Legal Lot Number	44-45
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2079
Census Tract	11407