Pender County property record for 116 Summerset Lndg, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,087 sqft · built 2017 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Mar 2023) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-07-6287-0000 |
| Primary APN | 4213-07-6287-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,087 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,473 sqft (0.469 acres) |
| Pool Area | 351 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000051960 |
|---|---|
| Old Parcel Number | 4213 07 6287 0000 |
| Street Address | 116 SUMMERSET LNDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L19,PB 39/38 HARBOUR AT SUMMERSET |
| Legal Subdivision | HARBOUR AT SUMMERSET |
| Legal Lot Number | 19 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
116 Summerset Lndg is owned and occupied by an individual who bought it in March 2023.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 19, 2022 | Deed of Trust, Mortgage FIRST CAROLINA PEOPLES CU |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 25, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Aug 31, 2021 · Amount on File |
| Deed Document Number | 0003834808 |
| Deed Book / Page | 383 / 4808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 7, 2023 |
| Property Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0048080383 |
| Book / Page | 4808 / 383 |
| Map Reference | MB 39 PG 38 |
| Instrument Date | Mar 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 ROCHESTER ST, HAMPSTEAD, NC 28443-5359 |
| Name | Verified Name |
|---|---|
| Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0048080385 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 4808-0385 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0047882325 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 4788/2325 |
| Name | FIRST CAROLINA PEOPLES CU |
|---|---|
| Type | Credit Union |
| Address | GOLDSBORO, NC 27530 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0047631513 |
| Book / Page | 4763 / 1513 |
| Map Reference | MB 39 PG 38 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0047631517 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 4763/1517 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 8.95% |
| Margin | 2 |
| Max Rate | 8.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 25, 2017 |
| Property Address | 116 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0046361360 |
| Book / Page | 004636 / 001360 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 20019669 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $116.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18068 NC HIGHWAY 210 ROCKY POINT NC 284578932, ROCKY POINT, NC 28457-8932 |
The 2025 property tax bill for 116 Summerset Lndg was $4,357.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,357.00 | $751,925 Land $137,375 Building $614,550 | $751,925 Land $137,375 Building $614,550 |
| 2023 | $494,443 (+1.78%) Land $59,074 Building $435,369 | $494,443 (+1.78%) Land $59,074 Building $435,369 | |
| 2022 | $4,264.00 | $485,793 Land $59,074 Building $426,719 | $485,793 Land $59,074 Building $426,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Summerset Lndg in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Summerset Lndg is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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