110 Summerset Lndg, Hampstead, NC 28443 Property Records

Pender County property record for 110 Summerset Lndg, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,441 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Dec 2017)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4213-07-4112-0000`

Property Details

APN / Parcel Number

Primary APN	`4213-07-4112-0000`
Alternative APN	`400978177`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Pool Area	384 sqft
Porch	Open Porch
Porch Area	153 sqft
Patio Area	900 sqft
Bath House	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400978177
Old Parcel Number	4213 07 4112 0000
Street Address	110 SUMMERSET LNDG
City	HAMPSTEAD
State	NC
Zip	28443-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L22,PB 40/003 HARBOUR AT SUMMERSET
Legal Subdivision	HARBOUR AT SUMMERSET
Legal Lot Number	22
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records · APN 4213-07-4112-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOANN LACA
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL GOGGIN
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLIAM DIEHL
Dec 13, 2017	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Dec 12, 2006 · Amount on Record
Deed Document Number	0006624656
Deed Book / Page	662 / 4656
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0047012884
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMERSET LNDG HAMPSTEAD NC 284433723, HAMPSTEAD, NC 28443-3723

Mortgage

Document Number	0047012884
Date	Jan 10, 2020
Book Page	004701/002884
Instrument	20058404

Lender

Name	JOANN LACA
Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 09, 2025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0047032191
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMERSET LNDG HAMPSTEAD NC 284433723, HAMPSTEAD, NC 28443-3723

Mortgage

Document Number	0047032191
Date	Feb 04, 2020
Book Page	004703/002191
Instrument	20059366

Lender

Name	MICHAEL GOGGIN
Address	4007 PEACHTREE AVE, WILMINGTON, NC 28403-6830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 03, 2025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0047012890
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMERSET LNDG HAMPSTEAD NC 284433723, HAMPSTEAD, NC 28443-3723

Mortgage

Document Number	0047012890
Date	Jan 10, 2020
Book Page	004701/002890
Instrument	20058405

Lender

Name	WILLIAM DIEHL
Address	52 DAFFODIL DR, HAMPSTEAD, NC 28443-7340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 09, 2025

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 13, 2017
Property Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0046560662
Book / Page	4656 / 0662
Map Reference	MB40 G3
Instrument Date	Dec 11, 2017
Instrument	4656-0662
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723

Mortgage

Document Number	46560664
Date	Dec 13, 2017
Instrument	4656-0664

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (+16.62%)	$867,183 (+105.83%) Land $135,250 Building $731,933	$867,183 (+105.83%) Land $135,250 Building $731,933
2023		$421,316 (+6.51%) Land $58,466 Building $362,850	$421,316 (+6.51%) Land $58,466 Building $362,850
2022	$3,513.00	$395,576 Land $58,466 Building $337,110	$395,576 Land $58,466 Building $337,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 121 locations within half a mile of this property.

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