102 Summerset Lndg, Hampstead, NC 28443 Property Records

Pender County property record for 102 Summerset Lndg, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,443 sqft · built 2018
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$695,500 (Feb 2021)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Feb 2021 Sale Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4213-06-0896-0000`

Property Details

APN / Parcel Number

Primary APN	`4213-06-0896-0000`
Alternative APNs	`000042841` `981534`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,443 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,473 sqft (0.469 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000042841
Old Parcel Number	4213 06 0896 0000
Street Address	102 SUMMERSET LNDG
City	HAMPSTEAD
State	NC
Zip	28443-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L26,PB 39/38 HARBOUR AT SUMMERSET
Legal Subdivision	HARBOUR AT SUMMERSET
Legal Lot Number	26
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU
Jun 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	0028234742
Deed Book / Page	2823 / 4742
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 26, 2021
Property Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0047422823
Book / Page	4742 / 2823
Map Reference	MB 39 PG 66
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$1,391.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 24, 2018
Property Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0046710357
Book / Page	004671 / 000357
Instrument Date	Aug 21, 2018
Instrument	20040424
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SUMMERSET LNDG HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	46710359
Date	Aug 24, 2018
Book Page	004671/000359
Instrument	20040425

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0046530123
Book / Page	004653 / 000123
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SUMMERSET LNDG HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046530123
Date	Oct 18, 2017
Book Page	004653/000123
Instrument	20029589

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 23, 2017
Property Address	102 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723
Document Number	0046452562
Book / Page	004645 / 002562
Instrument Date	Jun 22, 2017
Instrument	20025343
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15215 US HIGHWAY 17 N HAMPSTEAD NC 284433315, HAMPSTEAD, NC 28443-3315

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,857.00 (+12.93%)	$1,281,465 (+154.49%) Land $137,375 Building $1,144,090	$1,281,465 (+154.49%) Land $137,375 Building $1,144,090
2023		$503,537 (-) Land $59,073 Building $444,464	$503,537 (-) Land $59,073 Building $444,464
2022	$4,301.00	$503,537 Land $59,073 Building $444,464	$503,537 Land $59,073 Building $444,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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