Pender County property record for 108 Summerset Lndg, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,343 sqft · built 2006 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $665,000 (Oct 2025) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-07-3017-0000 |
| Primary APN | 4213-07-3017-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,343 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400899584 |
|---|---|
| Old Parcel Number | 4213 07 3017 0000 |
| Street Address | 108 SUMMERSET LNDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L23,PB 40/003 HARBOUR AT SUMMERSET |
| Legal Subdivision | HARBOUR AT SUMMERSET |
| Legal Lot Number | 23 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 108 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Aug 13, 2007 |
| Deed Document Number | 0048761740 |
| Deed Book / Page | 4876 / 1740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 108 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0048761740 |
| Book / Page | 4876 / 1740 |
| Map Reference | MB 40 PG 3 |
| Instrument Date | Oct 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1935 OLD ANNAPOLIS RD, WOODBINE, MD 21797-8201 |
| Name | Verified Name |
|---|---|
| Address | 108 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0048761743 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 4876/1743 |
| Name | MORTGAGE ASSURANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 108 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047332584 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 4733/2584 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 | $813,157 (+100.29%) Land $135,250 Building $677,907 | $813,157 (+100.29%) Land $135,250 Building $677,907 |
| 2024 | $3,955.00 (+13.36%) | $405,999 (-) Land $58,466 Building $347,533 | $405,999 (-) Land $58,466 Building $347,533 |
| 2023 | $405,999 (-) Land $58,466 Building $347,533 | $405,999 (-) Land $58,466 Building $347,533 | |
| 2022 | $3,489.00 | $405,999 Land $58,466 Building $347,533 | $405,999 Land $58,466 Building $347,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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