116 Spindrift Dr, Jackson, TN 38305 Property Records

Madison County property record for 116 Spindrift Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,901 sqft · built 2001
Lot Size	0.299 acres (13,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Sep 2022)
Tax Bill	$993 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043C-F-016.00`

Property Details

APN / Parcel Number

Primary APN	`043C-F-016.00`
Alternative APNs	`06034NF043C01600` `057043C F 01600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,407 sqft
1st Floor Area	1,901 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,035 sqft (0.299 acres)
Lot Dimensions	165 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	304 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	116 SPINDRIFT DR
City	JACKSON
State	TN
Zip	38305-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CHASE PB 0009 PG 0042 BLK 0004 LOT 0016 79.25X165.02X213.23X362.73 X78.03 IRR
Legal Subdivision	RIVER CHASE
Legal Block	4
Legal Lot Number	16
Jurisdiction	MADISON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

Source: Madison County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 14, 2023	Intrafamily Transfer, Transfer
Sep 19, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage BRIGHTON BK ISAOA/ATIMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	202212480
Deed Book / Page	773 / 949
Last Transfer Date	Mar 14, 2023
Transfer Doc	00D776/980
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989

Mortgage

Document Number	0T2227/818
Date	Jul 3, 2023
Book Page	T2227/818
Instrument	23006720

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2052

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	Mar 14, 2023
Property Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989
Document Number	00D776/980
Book / Page	D776 / 980
Map Reference	MB 9 PG 42
Instrument Date	Mar 14, 2023
Instrument	23002445
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 19, 2022
Property Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989
Document Number	00D773/949
Book / Page	D773 / 949
Map Reference	MB 9 PG 42
Instrument Date	Sep 9, 2022
Instrument	22012480
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989

Mortgage

Document Number	0022012481
Date	Sep 19, 2022
Instrument	22012481

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 20, 2019
Property Address	116 SPINDRIFT DR, JACKSON, TN 38305-5989
Document Number	0000007324
Book / Page	00D752 / 000265
Instrument Date	Jun 19, 2019
Instrument	7324
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	116 SPINDRIFT DR JACKSON TN 383055989, JACKSON, TN 38305-5989

Mortgage

Document Number	7325
Date	Jun 20, 2019
Book Page	0T2097/001563
Instrument	7325

Lender

Name	BRIGHTON BK ISAOA/ATIMA
Address	BRIGHTON, TN 38011

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00	$52,975 (-) Land $6,875 Building $46,100	$211,900 (-) Land $27,500 Building $184,400
2024	$993.00
2023		$52,975 Land $6,875 Building $46,100
2022	$993.00		$211,900 Land $27,500 Building $184,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (2010–2014)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

116 Spindrift Dr, Jackson, TN 38305 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Spindrift Dr

Nearby Streets

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