86 Spindrift Dr, Jackson, TN 38305 Property Records

Madison County property record for 86 Spindrift Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,759 sqft · built 2003
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Dec 2021)
Tax Bill	$949 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`057043C F 01200`

Property Details

APN / Parcel Number

Primary APN	`057043C F 01200`
Alternative APN	`043C F 01200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,759 sqft Living Area
1st Floor Area	1,759 sqft
Upper Floors Area	324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	86 SPINDRIFT DR
City	JACKSON
State	TN
Zip	38305-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: C47
Legal Subdivision	RIVER CHASE
Legal Block	4
Legal Lot Number	12 90
Jurisdiction	MADISON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

86 Spindrift Dr is owned and occupied by an individual who bought it in December 2021.

Source: Madison County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	86 SPINDRIFT DR, JACKSON, TN 38305-5987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC
Sep 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	21018576
Deed Book / Page	D768 / 754
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 30, 2021
Property Address	86 SPINDRIFT DR, JACKSON, TN 38305-5987
Document Number	00D768/754
Book / Page	D768 / 754
Map Reference	MB 9 PG 42
Instrument Date	Dec 29, 2021
Instrument	21018576
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SPINDRIFT DR, JACKSON, TN 38305-5987

Mortgage

Document Number	0021018577
Date	Dec 30, 2021
Instrument	21018577

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	T2183/1139
Date	Dec 30, 2021
Book Page	T2183/1139
Instrument	21018578

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 14, 2021
Property Address	86 SPINDRIFT DR, JACKSON, TN 38305-5987
Document Number	D766/548
Book / Page	D766 / 548
Map Reference	MB 9 PG 42
Instrument Date	Sep 10, 2021
Instrument	21013160
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Tax	$732.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 SPINDRIFT DR, JACKSON, TN 38305-5987

Tax Assessment & Valuation

The 2025 property tax bill for 86 Spindrift Dr was $949.

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00	$50,675 Land $6,250 Building $44,425
2023		$50,675 Land $6,250 Building $44,425
2022	$949.00		$202,700 Land $25,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Spindrift Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (2010–2014)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Spindrift Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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