94 Spindrift Dr, Jackson, TN 38305 Property Records

Madison County property record for 94 Spindrift Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,702 sqft · built 2003
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$141,500 (May 2017)
Tax Bill	$921 (2025)
Deeds & Mortgages	May 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`057043C F 01300`

Property Details

APN / Parcel Number

Primary APN	`057043C F 01300`
Alternative APN	`043C F 01300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	94 SPINDRIFT DR
City	JACKSON
State	TN
Zip	38305-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: C47
Legal Subdivision	RIVER CHASE
Legal Block	4
Legal Lot Number	13 90
Jurisdiction	MADISON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

94 Spindrift Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 SPINDRIFT DR, JACKSON, TN 38305-5987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	17005722
Deed Book / Page	D740 / 340
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 22, 2017
Property Address	94 SPINDRIFT DR, JACKSON, TN 38305-5987
Document Number	00D740/340
Book / Page	D740 / 340
Map Reference	MB 9 PG 42
Instrument Date	May 4, 2017
Instrument	17005722
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 SPINDRIFT DR, JACKSON, TN 38305-5987
Investor	Possibly a Property Investor

Mortgage

Document Number	0017005723
Date	May 22, 2017
Instrument	17005723

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 94 Spindrift Dr was $921.

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00	$49,175 Land $6,250 Building $42,925
2023		$49,175 Land $6,250 Building $42,925
2022	$926.00		$196,700 Land $25,000 Building $171,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 94 Spindrift Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (2010–2014)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Spindrift Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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