110 Spindrift Dr, Jackson, TN 38305 Property Records

Madison County property record for 110 Spindrift Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,955 sqft · built 2001
Lot Size	0.239 acres (10,395 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (May 2026)
Tax Bill	$991 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043C-F-015.00`

Property Details

APN / Parcel Number

Primary APN	`043C-F-015.00`
Alternative APNs	`06034NF043C01500` `057043C F 01500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,955 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	1,955 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	165 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	110 SPINDRIFT DR
City	JACKSON
State	TN
Zip	38305-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CHASE PB 0009 PG 0042 BLK 0004 LOT 0015 63.39X165.02X162.60X128.15 IRR
Legal Subdivision	RIVER CHASE
Legal Block	4
Legal Lot Number	15
Jurisdiction	MADISON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

110 Spindrift Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Madison County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 8, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 8, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	May 18, 2016 · Amount on File
Deed Document Number	20264992
Deed Book / Page	796 / 1722
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989

Mortgage

Document Number	T2178/1263
Date	Nov 12, 2021
Book Page	T2178/1263
Instrument	21016203

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 8, 2026
Property Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Document Number	0000004992
Book / Page	796 / 1722
Instrument Date	May 5, 2026
Instrument	2026.4992
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,988.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004994,
Date	May 8, 2026
Instrument	2026..4994

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 8, 2026
Property Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Document Number	0D796/1722
Book / Page	796 / 1722
Instrument Date	May 5, 2026
Instrument	20264992
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,988.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPINDRIFT DR, JACKSON, TN 38305-5989
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004994,
Date	May 8, 2026
Instrument	20264994

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Spindrift Dr was $991.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00	$52,875 Land $6,250 Building $46,625	$211,500 Land $25,000 Building $186,500
2024	$991.00
2023		$52,875 (-) Land $6,250 Building $46,625
2022	$991.00	$52,875 Land $6,250 Building $46,625	$211,500 Land $25,000 Building $186,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Spindrift Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (2010–2014)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Spindrift Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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