Craven County property record for 116 Speight St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,554 sqft · built 1969 |
| Lot Size | 0.411 acres (17,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Jul 2014) |
| Tax Bill | $1,989 (2026) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-006 |
| Primary APN | 6-101-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,895 sqft (0.411 acres) |
| Garage Type | Attached |
| Storage Building | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 102259 |
|---|---|
| Street Address | 116 SPEIGHT ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 SEC 1 TRYON PK |
| Legal Subdivision | TRYON PARK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 5, 2018 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on Record |
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Prior Sale | Jul 11, 2012 · Amount on Record |
| Deed Book / Page | 3295 / 560 |
| Prior Transfer Date | Jun 26, 2012 |
| Prior Transfer Doc | 3107/0605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 116 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 003792/443 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 3792/443 |
| Instrument | 10123838 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 116 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003552/0000000075 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 0000003552/0000000075 |
| Instrument | 000010029485 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 50 Months |
| Due | Jan 1, 2023 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,989.00 (+2.47%) | $160,500 (-) Land $35,000 Building $125,500 | $160,500 (-) Land $35,000 Building $125,500 |
| 2025 | $1,941.00 (+4.08%) | $160,500 (-) Land $35,000 Building $125,500 | $160,500 (-) Land $35,000 Building $125,500 |
| 2023 | $1,865.00 (+20.71%) | $160,500 (+24.27%) Land $35,000 Building $125,500 | $160,500 (+24.27%) Land $35,000 Building $125,500 |
| 2022 | $1,545.00 | $129,150 Land $30,000 Building $99,150 | |
| 2018 | $129,150 Land $30,000 Building $99,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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