201 Speight St, Havelock, NC 28532 Property Records

Craven County property record for 201 Speight St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1969
Lot Size	0.364 acres (15,865 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2022)
Tax Bill	$2,223 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-101-101`

Property Details

APN / Parcel Number

Primary APN	`6-101-101`
Alternative APNs	`131377` `106528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,121 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,865 sqft (0.364 acres)
Garage Type	Attached
Storage Building	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	106528
Street Address	201 SPEIGHT ST
City	HAVELOCK
State	NC
Zip	28532-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101 SEC 1 TRYON PK
Legal Subdivision	TRYON PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2027
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOUND BANK
Apr 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOUND BANK
Nov 5, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	202210100903
Deed Book / Page	3735 / 1661
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 29, 2022
Property Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427
Document Number	03735/1661
Book / Page	3735 / 1661
Map Reference	MB 11 PG 17
Instrument Date	Jul 12, 2022
Instrument	10100903
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 LAKEVIEW AVE, 1149, RICHLANDS, NC 28574-8235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427

Mortgage

Document Number	0037351665
Date	Jul 29, 2022
Instrument	3735/1665

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3499/0713
Date	Apr 26, 2017
Book Page	3499/0713

Lender

Name	SOUND BANK
Type	Bank
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3497/1380
Date	Apr 7, 2017
Book Page	3497/1380

Lender

Name	SOUND BANK
Type	Bank
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 5, 2020
Property Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427
Document Number	3638/1689
Book / Page	3638 / 1689
Map Reference	MB 11 PG 17
Instrument Date	Aug 14, 2020
Instrument	10064104
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 HILLTOP RD, 276, NEWPORT, NC 28570-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SPEIGHT ST, HAVELOCK, NC 28532-2427

Mortgage

Document Number	36381692
Date	Nov 5, 2020
Instrument	3638/1692

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,223.00 (+2.54%)	$180,030 (-) Land $35,000 Building $145,030	$180,030 (-) Land $35,000 Building $145,030
2025	$2,168.00 (+9.66%)	$180,030 (+5.61%) Land $35,000 Building $145,030	$180,030 (+5.61%) Land $35,000 Building $145,030
2023	$1,977.00 (+36.63%)	$170,460 (+41.31%) Land $35,000 Building $135,460	$170,460 (+41.31%) Land $35,000 Building $135,460
2022	$1,447.00	$120,630 Land $30,000 Building $90,630
2018			$120,630 Land $30,000 Building $90,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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