200 Speight St, Havelock, NC 28532 Property Records

Craven County property record for 200 Speight St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1969
Lot Size	0.523 acres (22,769 sqft)
Owner	Individual Name on Record
Last Sale	$220,500 (Aug 2024)
Tax Bill	$1,776 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-101-010`

Property Details

APN / Parcel Number

Primary APN	`6-101-010`
Alternative APNs	`132542` `140616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,769 sqft (0.523 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	140616
Street Address	200 SPEIGHT ST
City	HAVELOCK
State	NC
Zip	28532-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SEC 1 TRYON PK
Legal Subdivision	TRYON PARK
Legal Lot Number	10
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2026
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 SPEIGHT ST, HAVELOCK, NC 28532-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	202410129419
Deed Book / Page	3807 / 61
Prior Transfer Date	Mar 18, 1996
Prior Transfer Doc	1504000573
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 18, 2021
Property Address	200 SPEIGHT ST, HAVELOCK, NC 28532-2428
Document Number	03654/1913
Book / Page	3654 / 1913
Map Reference	MB 11 PG 73
Instrument Date	Feb 18, 2021
Instrument	10069984
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 WHITE OAK BLUFF RD, 157, STELLA, NC 28582-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SPEIGHT ST, HAVELOCK, NC 28532-2428

Mortgage

Document Number	0036541915
Date	Feb 18, 2021
Instrument	3654/1915

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,776.00 (+2.48%)	$142,640 (-) Land $35,000 Building $107,640	$142,640 (-) Land $35,000 Building $107,640
2025	$1,733.00 (+4.15%)	$142,640 (-) Land $35,000 Building $107,640	$142,640 (-) Land $35,000 Building $107,640
2023	$1,664.00 (+38.32%)	$142,640 (+43.49%) Land $35,000 Building $107,640	$142,640 (+43.49%) Land $35,000 Building $107,640
2022	$1,203.00	$99,410 Land $30,000 Building $69,410
2018			$99,410 Land $30,000 Building $69,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20