Craven County property record for 106 Speight St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 822 sqft · built 1950 |
| Lot Size | 0.46 acres (20,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $974 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-064-089 |
| Primary APN | 6-064-089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,020 sqft (0.46 acres) |
| Storage Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 128106 |
|---|---|
| Street Address | 106 SPEIGHT ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106 SPEIGHT ST |
| Legal Subdivision | ANDREW B & MICHELLE L CALLAWAY |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 23, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2014 |
| Transfer Doc | 3278000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 106 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3622/1622 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 3622/1622 |
| Instrument | 10058153 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Dec 23, 2019 |
| Property Address | 106 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Document Number | 3596/1211 |
| Book / Page | 3596 / 1211 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 10048268 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $974.00 (+15.27%) | $75,520 (+13.75%) Land $35,000 Building $40,520 | $75,520 (+13.75%) Land $35,000 Building $40,520 |
| 2025 | $845.00 (+4.84%) | $66,390 (-) Land $35,000 Building $31,390 | $66,390 (-) Land $35,000 Building $31,390 |
| 2023 | $806.00 (+18.36%) | $66,390 (+22.88%) Land $35,000 Building $31,390 | $66,390 (+22.88%) Land $35,000 Building $31,390 |
| 2022 | $681.00 | $54,030 Land $30,000 Building $24,030 | |
| 2018 | $54,030 Land $30,000 Building $24,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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