104 Sago Palm Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 104 Sago Palm Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,440 sqft · built 2019
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$362,115 (May 2019)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242009088`

Property Details

APN / Parcel Number

Primary APN	`242009088`
Alternative APN	`R614 036 000 1320 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,440 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009088
Street Address	104 SAGO PALM DR
City	BLUFFTON
State	SC
Zip	29910-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 335 PALMETTO POINTE PH 4 PB148 PG109
Legal Subdivision	PALMETTO POINTE
Legal Phase	4
Legal Lot Number	335
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1034
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 SAGO PALM DR, BLUFFTON, SC 29910-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit CPM FCU
May 7, 2019	Deed, Subdivision Related Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Deed Document Number	2019023468
Deed Book / Page	3757 / 2507
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	104 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SAGO PALM DR, BLUFFTON, SC 29910-9502

Mortgage

Document Number	0000000162
Date	Jan 2, 2024
Book Page	4300/1766
Instrument	2024000162

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 18, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 7, 2019
Property Address	104 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000023468
Book / Page	3757 / 2507
Map Reference	MB 148 PG 109
Instrument Date	Apr 30, 2019
Instrument	2019023468
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2702 WHATLEY AVE # AVEB1, 2702, SAVANNAH, GA 31404-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SAGO PALM DR, BLUFFTON, SC 29910-9502

Mortgage

Document Number	0000023469
Date	May 7, 2019
Instrument	2019023469

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (-0.07%)	$16,650 (-22.79%)
2024	$2,768.00	$21,564 (-) Land $4,000 Building $17,564	$539,100 (-) Land $100,000 Building $439,100
2023	$2,768.00 (+8.34%)	$21,564 (+48.92%) Land $4,000 Building $17,564	$539,100 (+48.92%) Land $100,000 Building $439,100
2022	$2,555.00 Homeowner's exemption	$14,480 Land $1,800 Building $12,680	$362,000 Land $45,000 Building $317,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL · Cable in parts of the area	30 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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