116 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 116 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,130 sqft · built 2018
Owner	Individual Name on Record
Tax Bill	$3,123 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081A-02-184`

Property Details

APN / Parcel Number

Primary APN	`081A-02-184`
Alternative APNs	`081A021840000` `48184`

Interior

Building Area	4,130 sqft Adjusted Area
1st Floor Area	3,209 sqft

Exterior

Year Built	Built 2018

Location & Zoning

Account Number	48184
Old Parcel Number	081A021840000
Street Address	116 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4751
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 34 THE SHORES AT CAROLINE PHASE I
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES AT CAROLINE PHASE 1, THE
Legal Phase	1
Legal Lot Number	34
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 HARBOR VIEW DR, MADISON, MS 39110-4751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Sep 27, 2018	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Sep 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK
Feb 3, 2017	Warranty Deed, Subdivision Related Transfer FIRST GUARANTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2017
Deed Sale	Feb 3, 2017
Deed Document Number	0000344148
Deed Book / Page	3441 / 0048
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	116 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0000892114
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARBOR VIEW DR MADISON MS 391104751, MADISON, MS 39110-4751

Mortgage

Document Number	0000892114
Date	May 29, 2020
Book Page	003858/000941
Instrument	892114

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	116 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0000851212
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 HARBOR VIEW DR MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	0000851212
Date	Sep 28, 2018
Book Page	003651/000893
Instrument	851212

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Sep 14, 2017
Property Address	116 HARBOR VIEW DR, MADISON, MS 39110-4751
Book / Page	003522 / 000631
Instrument Date	Sep 5, 2017
Instrument	820746
Transaction Type	Construction Loan
Record Updated	Oct 3, 2017
Title Company	FIRST GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765

Mortgage

Document Number	0000820746
Date	Sep 14, 2017
Book Page	003522/000631
Instrument	820746

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2018

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 3, 2017
Property Address	116 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0000805517
Book / Page	003441 / 000048
Instrument Date	Feb 1, 2017
Instrument	805517
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2017
Title Company	FIRST GUARANTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 Homeowner's exemption	$38,607 (-)	$386,070 (-) Land $50,000 Building $336,070
2024	$3,123.00 (+0.71%)
2023	$3,101.00 Homeowner's exemption	$38,607	$386,070 Land $50,000 Building $336,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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