115 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 115 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	3,831 sqft
Owner	Individual Name on Record
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081A-02-158`

Property Details

APN / Parcel Number

Primary APN	`081A-02-158`
Alternative APNs	`081A021580000` `48158`

Interior

Building Area	3,831 sqft Adjusted Area

Location & Zoning

Account Number	48158
Old Parcel Number	081A021580000
Street Address	115 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4750
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 08 THE SHORES AT CAROLINE PHASE I
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES AT CAROLINE PHASE 1, THE
Legal Phase	1
Legal Lot Number	8
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 HARBOR VIEW DR, MADISON, MS 39110-4750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFORDABLE LENDING GROUP LLC
Nov 20, 2018	Deed of Trust, Mortgage BANKPLUS LN OPERATIONS
Oct 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021
Deed Sale	Nov 9, 2021
Prior Sale	Jan 21, 2021
Deed Document Number	0004130380
Deed Book / Page	4130 / 380
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 9, 2021
Property Address	115 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	004130/380
Book / Page	4130 / 380
Map Reference	CAB E SL 56B&57A
Instrument Date	Nov 8, 2021
Instrument	943848
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 907, MADISON, MS 39130-0907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 BRIERFIELD DR, MADISON, MS 39110-7768

Mortgage

Document Number	0000943849
Date	Nov 9, 2021
Instrument	943849

Lender

Name	AFFORDABLE LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	0000854554
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5697 BRANDON MS 390475697, BRANDON, MS 39047-5697

Mortgage

Document Number	0000854554
Date	Nov 29, 2018
Book Page	003670/000222
Instrument	854554

Lender

Name	BANKPLUS LN OPERATIONS
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 28, 2020

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 19, 2017
Property Address	115 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	0000826544
Book / Page	003535 / 000297
Instrument Date	Oct 17, 2017
Instrument	826544
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5697 BRANDON MS 390475697, BRANDON, MS 39047-5697

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,907.00 (+0.7%) Homeowner's exemption	$39,736 (+0.65%)	$397,360 (+0.65%) Land $75,000 Building $322,360
2024	$3,880.00 (+0.78%)
2023	$3,850.00 Homeowner's exemption	$39,480	$394,800 Land $75,000 Building $319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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