113 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 113 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	3,019 sqft
Lot Size	0.395 acres (17,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,100 (Dec 2025)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081A-02-157`

Property Details

APN / Parcel Number

Primary APN	`081A-02-157`
Alternative APNs	`081A021570000` `48157`

Interior

Building Area	2,475 sqft Living Area
1st Floor Area	2,475 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	17,234 sqft (0.395 acres)

Location & Zoning

Account Number	48157
Street Address	113 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4750
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 105 THE SHORES AT CAROLINE PH I - RESUB
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES CAROLINE PH 1RESUB
Legal Phase	1
Legal Lot Number	105
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 HARBOR VIEW DR, MADISON, MS 39110-4750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 27, 2021	Warranty Deed, Transfer · Commercial Mortgage BANCORPSOUTH BANK
Jun 8, 2018	Grant Deed, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	May 17, 2024
Deed Document Number	20251041993
Deed Book / Page	4625 / 264
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 HARBOR VIEW DR, MADISON, MS 39110-4750
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WATFORD PARK WAY DR A, A, CANTON, MS 39046-9752

Mortgage

Document Number	00004599/1
Date	Sep 18, 2025
Book Page	4599/1
Instrument	1035324

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 3, 2025
Property Address	113 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	004625/264
Book / Page	4625 / 264
Map Reference	CAB F SL 164A
Instrument Date	Nov 21, 2025
Instrument	1041993
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2741, MADISON, MS 39130-2741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 HARBOR VIEW DR, MADISON, MS 39110-4750

Mortgage

Document Number	0001041994
Date	Dec 3, 2025
Instrument	1041994

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 27, 2021
Property Address	113 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	004093/648
Book / Page	4093 / 648
Map Reference	CAB F SL 164A
Instrument Date	Aug 27, 2021
Instrument	935176
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1260, RIDGELAND, MS 39158-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2741, MADISON, MS 39130-2741

Mortgage

Document Number	0000935177
Date	Aug 27, 2021
Instrument	935177

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Feb 27, 2023

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Jun 8, 2018
Property Address	MADISON, MS 39110
Book / Page	003609 / 000896
Instrument Date	Jun 23, 2017
Instrument	840648
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1260 RIDGELAND MS 391581260, RIDGELAND, MS 39158-1260

Mortgage

Document Number	0000840648
Date	Jun 8, 2018
Book Page	003609/000896
Instrument	840648

Lender

Name	BANCORPSOUTH
Type	Bank
Address	2778 W JACKSON ST, TUPELO, MS 38801-0306

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 7, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+66.81%)	$11,250 (+66.67%)	$75,000 (+66.67%) Land $75,000
2024	$714.00
2023		$6,750	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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