121 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 121 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,930 sqft · built 2014
Lot Size	0.36 acres (15,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,635 (Oct 2026)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081A-02-161`

Property Details

APN / Parcel Number

Primary APN	`081A-02-161`
Alternative APNs	`081A021610000` `48161`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,930 sqft Adjusted Area
Gross Area	2,402 sqft
1st Floor Area	2,402 sqft
2nd Floor Area	721 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,712 sqft (0.36 acres)
Deck Area	300 sqft
Patio Area	238 sqft

Location & Zoning

Account Number	48161
Street Address	121 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 11 THE SHORES AT CAROLINE PHASE I
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES AT CAROLINE PHASE 1, THE
Legal Phase	1
Legal Lot Number	11
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 HARBOR VIEW DR, MADISON, MS 39110-4750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Line of Credit BANKPLUS
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	20261060668
Deed Book / Page	4738 / 97
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 5, 2026
Property Address	121 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	0001060668
Book / Page	4738 / 97
Instrument Date	Sep 28, 2026
Instrument	20261060668
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARBOR VIEW DR, MADISON, MS 39110-4750

Mortgage

Document Number	0001060668,
Date	Oct 5, 2026
Book Page	4738/99
Instrument	20261060668

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Nov 5, 2033

Interest

Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 16, 2021
Property Address	121 HARBOR VIEW DR, MADISON, MS 39110-4750
Document Number	004133/405
Book / Page	4133 / 405
Map Reference	CAB E SL 56B&57A
Instrument Date	Oct 29, 2021
Instrument	944355
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 HARBOR VIEW DR, 121, MADISON, MS 39110-4750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARBOR VIEW DR, MADISON, MS 39110-4750

Mortgage

Document Number	0000944356
Date	Nov 16, 2021
Instrument	944356

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 Homeowner's exemption	$40,700 (-)	$407,000 (-) Land $75,000 Building $332,000
2024	$4,009.00 (+0.75%)
2023	$3,979.00 Homeowner's exemption	$40,700	$407,000 Land $75,000 Building $332,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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